California employee benefits broker
Employee Benefits Broker for Growing Teams in California
California prices health insurance by region, and most plans are priced against a broad pool. Ignition reads your workforce the way a carrier does, then uses that data to find your best options.
Your California plan is priced off a pool, not your team.
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Why choose a California-based employee benefits broker
What Ignition does differently in California
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Get your free California employee benefits assessment today.
How it works
How to choose an employee benefits broker in California
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I got robbed. I was too busy to notice.
How AWM saved $156,914 in 30 minutes.
Customer stories
AWM used Ignition to negotiate their 2026 insurance renewal, lowering costs by 22% compared to their initial increase.
Light Labs turned a 21% increase into an 8% decrease, $113,115 in savings, and better coverage across the board.
Ignition consolidated everything into Gusto, set it up before open enrollment, and now runs the day-to-day benefits admin so Mango's team doesn't have to.
Related Resources
In a fully funded plan, you pay a fixed premium to a carrier. In a self funded plan, you pay claims directly, which means more risk but often lower long-term costs.
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Frequently asked questions
Yes. Ignition Benefits does business as Ignition Insurance Solutions, CA DOI #6018505, NPN #22134889.
Yes. You sign a Broker of Record letter, while your carrier, network, and payroll stay the same. There's no obligation.
Yes. We account for California-specific requirements, including guaranteed issue and renewal protections for employer groups of 1 to 100 employees under AB 1672, as well as the California Continuation Benefits Replacement Act (Cal-COBRA) for employers with 2 to 19 employees.
Ignition clients average 20%+ savings in the first year, based on our client data. In California, most of that comes from pricing your plan region by region rather than accepting a single statewide quote.
No. You sign a Broker of Record letter, and your carrier, network, and payroll can stay the same.
Nothing upfront. The assessment is free and there's no commitment.
Ideally four to six months out. A Broker of Record change can happen outside your renewal window, so you don't necessarily have to wait until next year.
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