Employee benefits broker
Employee Benefits Broker for Growing Teams
Most brokers take your plan back to the same two or three carriers each year and hand you the result. Ignition runs the full market against your own workforce data, then shows you every quote available.
What your employee benefits broker never shows you.
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What makes an employee benefits broker different?
What Ignition does differently
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Get your free employee benefits assessment today.
Simple Benefits Broker Review Process
How to choose an employee benefits broker
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I got robbed. I was too busy to notice.
How AWM saved $156,914 in 30 minutes.
Customer stories
AWM used Ignition to negotiate their 2026 insurance renewal, lowering costs by 22% compared to their initial increase.
Light Labs turned a 21% increase into an 8% decrease, $113,115 in savings, and better coverage across the board.
Ignition consolidated everything into Gusto, set it up before open enrollment, and now runs the day-to-day benefits admin so Mango's team doesn't have to.
Related Resources
In a fully funded plan, you pay a fixed premium to a carrier. In a self funded plan, you pay claims directly, which means more risk but often lower long-term costs.
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Frequently asked questions
Yes. Ignition Benefits does business as Ignition Insurance Solutions. National Producer Number (NPN) #22134889.
Yes. You sign a Broker of Record letter, while your carrier, network, and payroll stay the same. There's no obligation.
An independent broker, a PEO, a payroll platform with benefits bundled in, or an insurance carrier directly. All four use the term, which is part of why comparing them is hard. Ignition is a licensed broker.
Large employers negotiate using their own claims data. Smaller ones are usually priced against a broader pool rather than their own workforce, and rarely see the data behind the number.
The employer, usually with a broker or HR platform supporting. At smaller companies it lands on the founder, CFO or Head of People, on top of everything else.
A fully insured health plan is the most common: you pay a fixed monthly premium and the carrier takes the claims risk. Level-funded plans are an alternative, where you pay a fixed amount monthly and may recover unused claims dollars at year end.
On average about 20% in the first year, based on Ignition client data. Most of it comes from running a real bid against your own data instead of accepting a pooled number.
Nothing upfront. The assessment is free and there's no commitment.
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